Andrea Holmes, Real Estate Agent

HomeTALK is a periodic newsletter that contains useful advice from "Your Caring, Responsive Realtor".   Each issue discusses topics pertinent to the northern Virginia real estate market.  Check this page often for new posts!

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Starting late last year, some predicted that the 2018 tax changes would cripple the housing market. Headlines warned of the potential for double-digit price depreciation and suggested that buyer demand could drop like a rock. There was even sentiment that homeownership could lose its coveted status as a major component of the American Dream.  So what really happened?




When embarking on a new real estate transaction, having the right real estate agent is crucial to a smooth process.  Click here for How to Choose a Realtor and Selling Your Home Should Not Be a Frightening Experience

Are you thinking of buying a larger home?  Before you start looking, call a real estate professional and read, Move up Mistakes Home Buyers Make 

Perhaps you are ready for Retirement?... As more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic.  In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to adapt to your needs in retirement.

Think you're giving yourself room to negotiate? could just turn off buyers.  Click here for Pitfalls of Overpricing

If you value your children's opinions, you are not alone.  A recent survey conducted by Harris Poll and released by SunTrust Mortgage found that “55% of homeowners with a child under the age of 18 at the time when they purchased their home said that the opinion of their offspring played a major role in their home buying decision.”

 You’ve been searching for that perfect house to call a ‘home,’ and you’ve finally found it!  Now, you want to make sure that you make a great offer so that you can guarantee that your dream of making this house yours comes true!

So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing.  Should you make your offer contingent on a clean home inspection?




There could be many reasons your house isn’t selling. Here's some sound advice on how to remedy the situation.  Click here for Five Factors That Cause Homes Not to Sell

The listing and sale of luxury real estate may present some challenges.  It is important that the proper steps are taken to ensure the home is sold in a timely fashion and for a fair price!  With the right marketing mix and a little creativity, your realtor can connect your luxury listings with qualified and interested buyers.  Click here for Five Keys to Selling Luxury Homes  

Before you put your home on the market, read Top 10 Renovations that Reap Returns on Investment



Selling a home is a complicated transaction -- sellers and buyers alike can get burned.  Click here for Thinking of Listing as a "For Sale by Owner" and 

Four Questions You Should Ask EVERY Buyer

Homeowners know their homes better than anyone, but that doesn't mean they're the best salespersons for their properties.  Click here for "For Sale by Owner" First Aid 



Before you begin saving a down payment for a house, you first have to know how much you'll need to save.  Plan to sit down with a mortgage lender who will let you know how much of a mortgage you can qualify for.  Click here for How to Save for a Down Payment.  And don't forget about Moving Day, Plan Ahead!

When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI).